Why Food Trailers Should Carry Workers Comp

First, what is workers comp insurance?

Workers comp covers employee’s medical, disability, rehabilitation, or death benefit as a result from an accident in the course of employment.

Advantages to food trailer owners for being a subscriber of workers’ comp coverage:

  • Offers workers’ comp health care networks, which give employers more control over claims
  • Protects employers from most employee injury lawsuits
  • Pays income and medical benefits for injured workers
  • Provides additional benefits for qualifying injuries
  • Satisfies coverage requirements for contracts
  • Offers safety services
  • Eliminates delays and cost in litigation to employees and society
  • Establishes a guarantee for payment via insurance
  • Promotes workplace safety
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